Showing posts with label TWIA. Show all posts
Showing posts with label TWIA. Show all posts

Thursday, April 2, 2009

Settled into a leased cottage on the marsh on the Gulf


Dear Family and Friends,

Ted and I celebrated our second wedding anniversary yesterday amidst moving yet again.  We have been able to secure a nice little cottage located in our community on the marshland and Gulf.  We are much closer to the water than we were in our home that Ike took out (yes, Ginger and Millie, I do know that hurricane season is coming again in June and I have been reading the predictions for this year).  It is amazing to stand on our long deck and watch a myriad of birds taking off and nesting in the tall spring grass of the marsh.  

We leased the cottage from Victor Emmanuel of Victor Emmanuel Nature Tours.  Victor bought the cottage some years ago because of its location on the water and he is kind to allow us to lease it for a full year.  Again, we know we are better off than many of our dear friends who still have no home to call their own.

We are continuing the battle with Texas Windstorm Insurance Association and they have not paid what they should to us or anyone else.  Our protest in Austin on March 13, the six-month anniversary of Hurricane Ike, was effective and we got their attention, which was our goal.  The claims adjusters began calling on Saturday morning offering some of our folks a slight increase, but still not nearly what they should be paying.

We have engaged the services of a highly sought after public adjusting firm out of Florida, The Public Adjusters, and signed on with Chip Merlin of the Merlin Law Group, also out of Florida, to pursue our case should it go on to litigation.  We feel we honestly have no other options and think that these professionals may have a better chance than we, as individuals, would ever have against the  system we are facing.  I am very impressed with Chip's record and he is representing us personally because of the Yahoo Group, BolivarBLUE, and the number of contacts we have by way of that means.

BLUE continues to grow and provide important information to our members.  We are having a large meeting on Saturday where we will meet members of the adjusting team, weather experts, engineers who have been on Bolivar, and many other professionals engaged in this major recovery effort.

Steven, my oldest grandson, son of Steve and Nikki in Tennessee, has come to live with Ted and me here in Texas.  He is a fine boy, very intelligent, and enjoying going to school at the brand new campus on the beach.  He has completed his first three days successfully and came home with a 110 on his very difficult spelling test today.  He will be going into ninth grade next year and we are very proud of him.  We trust Brendan, the youngest, will come for much of the summer here with us as well.  Ted is a wonderful teacher, instructor, and pal to these boys.

My son, Brent Stancil, resigned Val Verde Baptist Church in Groves where he has pastored faithfully for some 12 years.  He will be moving to Saint Petersburg, Florida, where he will pastor the Community Baptist Church there.  His last Sunday in Texas will be April 26th.  It is a sad move for DeAnna, who has been thoroughly involved with the church since her move to Texas. I do trust that all of my good friends there in Florida will visit his new church and help to welcome him to The Sunshine State.  Val Verde has not called a new pastor, and the search committee is busily trying to determine God's will for this good group of folks who love the Lord and each other.

Sorry I have been so negligent in keeping up the blog site, but with the Yahoo Group and everything else I am involved in, I have very little time.  I am including a photo taken at the big protest in Austin on a cold, rainy, windy Texas day.  I had the opportunity or challenge to question Jim Oliver, the director of Texas Windstorm Insurance Association for quite a while on the wet parking lot.  We did not get satisfactory responses needless to say.

Sunday, March 8, 2009

Sunday Morning Coming Down on the Bolivar Peninsula


We woke up early here on the Bolivar Peninsula on this fine Sunday morning in beautiful March, even with the time change arriving during the hours we slept. Looking out the windows of our newly repaired RV, we can see things we've never seen before from our property.  I can see many cars coming off the ferry from the Galveston area and old Fort Travis shines proudly now that crews have cleared debris and growth from in front of the massive bunkers that have protected many soldiers and civilians since its construction. The North Jetty is adorned with its fishermen and women, and even some smaller tykes. From time to time, one or the other of them appears to catch a fish or a crab.

I can also still see great piles of debris, parts of fallen in houses, abandoned vehicles, lawn mowers, boats (did I mention boats?), pieces of trailers to move those boats, blown sand piles, heavy equipment, tools of various degrees and flying American and Texan flags.  Bolivar, for all of the hard work by so many, still resembles a war zone where much combat took place.  It is discouraging at times and heartening at other times.  Clean up is dirty work and our beloved Peninsula will remain in this stage for a long time to come.  The cleared areas, for whatever reason that they have been worked, are encouraging and new growth is appearing here and there.

Many of our people cannot come home because many of them have no home left to come to. Most are in a battle for their life against the huge Texas Windstorm Insurance Association and we've found that this sad group is not playing by the rules.  More than 100 (at this point) of our friends, neighbors and family members are protesting their action (or lack of) in Austin in front of TWIA's offices on Friday, March 13, the exact anniversary of the day our lives changed so drastically. Many have come home — sort of, anyway — to RVs, fifth wheels, and partially repaired properties.  We laughingly call ourselves "slabbers" the name TWIA dubbed us early on after the storm. Many others we know simply cannot face coming here to the Peninsula where they believe their dreams of a lifetime died violently six months ago.  One of our neighbors has never been back and her husband says she cannot come back. She has developed a raging fear of the water, a fear of diseases she surmises are here, and a fear of losing her life, as at least four of our immediate neighbors did.

For me, personally, once I see the Gulf, with her lazy waves rolling in, or even on a windy day, when the waves beat their way to the shoreline, hear the cry of the gulls, watch the ships come and go, and see little children playing in the sand, I remember vividly why I nailed my mast to the staff here in this place and why I will fight to the bitter end to have my life continue where I choose to live.  Bolivar Peninsula is for me the very closest place I've found to the heart of God and what I most imagine Heaven to be like.  Until I change locations, love me, but don't worry about me.  I am a survivor.  I have good friends and a husband who are also survivors.  We will be back strong, vibrant, happy, peaceful and content, and, hey, you can come see us on vacation or any time you get an off day from your work.  We'd love to have you — as long as you behave yourselves, don't dirty up our beaches, treat the land and water respectively,  and join us in our effort to get fair treatment at the hand of our insurance companies.  We need your support and involvement as this battle continues.


Tuesday, March 3, 2009

Tennessee visit coming to an end


As plans now stand, I am leaving for the return trip to Texas in the early morning. Ted and I have much to accomplish there toward the rebuilding effort of our home which was lost to Hurricane Ike back in September.  Texas Windstorm Insurance Association offered us less than 9 percent of our total insured value, the same as they have our friends and neighbors, and it is a joke. We, of course, declined and are continuing to battle for our rightful payment.

Our Yahoo Internet Group, BolivarBLUE, which I founded shortly after the hurricane, has organized a protest demonstration in front of the big TWIA building in Austin, on Friday, March 13, for those who are dissatisfied with the association's practices.  Several dozen folks are joining us there and our media coverage has just gotten underway.  It is shameful that this huge association of insurance companies has banded together to beat lawful policy holders out of what is due them for their homes.

It is very simple.  We struggled to buy and pay for hurricane insurance for our homes.  We had a hurricane.  TWIA will not pay our policy values.  They have engaged in some unsavory practices, including, but not limited to, hooking up with engineering firms that are not on the ethical side to try to prove that water came before the wind. If you look up the definition of a hurricane, you will note it is a wind-driven event. Six months is long enough to wait and be patient, while many of the Bolivar Peninsula residents are virtually homeless.  And, for the record, FEMA is largely a joke, too.

DeAnna and Callie flew into Nashville and DeAnna and Nikki and I drove to Atlanta on Sunday in a terrible snow, sleet and ice storm to bury my nephew John Paul Richardson who was found dead in bed on Thursday. Cause of death has not been determined, but he did have sleep apnea and they believe that played a role.  Our sympathy goes out to Jean Richardson, his mom, Joe Richardson, his father, Misty, his sister, and handsome David, his brother, and to Willie Stancil, his grandmother who loved him greatly. How sad to bury a child or brother.

Please continue to pray for the residents of the Bolivar Peninsula who were so affected by Hurricane Ike and its aftermath.  Our battle has been underway for six months now and we are tired, but not discouraged.

I am uploading a photo DeAnna sent me last night of Mother (Flo Davis) and myself taken at my retirement party last January.  Mother died on August 26, 2008 on her 87th birthday after suffering a stroke caused by a cancerous brain tumor.